SBA April Newsletter - San Diego District Office
Thanks!
Curtis D. Harris, BS, CGREA, REB
Bachelor of Science in Real Estate, CSULA
State Certified General Appraiser
Real Estate Broker
ASTM E-2018 Commercial Real Estate Inspector
HUD 203k Consultant
HUD/FHA Real Estate Appraiser/Reviewer
FannieMae REO ConsultantCTAC LEED Certification
The Harris Company, Forensic Appraisers and Real Estate Consultants
*PIRS/Harris Company and the Science of Real Estate-Partners*630 North Sepulveda Boulevard, Suite 9A, Number 702
El Segundo, CA. 90245
310-337-1973 Office
310-251-3959 CellWebSite: http://www.harriscompanyrec.com Resume: http://www.harriscompanyrec.com/CURRICULUMVITAENAME2011a.pdfCommercial Appraiser Blog: http://harriscompanyrec.com/blog/The LOoP! a Google CSE: http://www.google.com/cse/home?cx=000747579154309164948%3Annakvu69iqy We Make a Simple Pledge to
Communicate, in a timely fashion, each appraisal, analysis, and opinion without bias or partiality
Abstain from behavior that is deleterious to our clients, the appraisal profession, and the public
Hold paramount the confidential nature of the appraiser/consultant - client relationship
and
Comply with the requirements of the Uniform Standards of Professional Appraisal Practice and the
Code of Professional Ethics of the National Society of Real Estate Appraisers
IT'S THE LAW- Statement 7: Prohibition Against Discrimination
State agencies should be aware that Title XI and the Agencies' regulations prohibit federally regulated financial institutions from excluding appraisers from consideration for an assignment by virtue of their membership, or lack of membership, in any appraisal organization. Federally regulated financial institutions should review the qualifications of appraisers to ensure that they are qualified for the assignment for which they are being considered. It is unacceptable to assume that an appraiser is qualified solely due to membership in, or designation from, an appraisal organization, or the lack thereof. The Agencies have determined that financial institutions' appraisal policies should not favor appraisers from one or more organizations or exclude individuals based on their lack of such membership. If a State agency learns that a certified or licensed appraiser allegedly has been a victim of such discrimination, the State agency should inform the Agency which has regulatory authority over the involved financial institution. INCLUDING THE APPRAISAL INSTITUTE-MAICONFIDENTIALITY/PRIVILEGE NOTICE: This transmission and any attachments are intended solely for the addressee. The information contained in this transmission is confidential in nature and protected from further use or disclosure under U.S. Pub. L. 106-102, 113 U.S. Stat. 1338 (1999), and may be subject to consultant/appraiser-client or other legal privilege. Your use or disclosure of this information for any purpose other than that intended by its transmittal is strictly prohibited and may subject you to fines and/or penalties under federal and state law. If you are not the intended recipient of this transmission, please destroy all copies received and confirm destruction to the sender via return transmittal
From: Small Business Administration [mailto:news@updates.sba.gov]
Sent: Monday, April 29, 2013 4:25 PM
To: harris_curtis@sbcglobal.net
Subject: SBA April Newsletter - San Diego District Office
Having trouble viewing this email? View it as a Web page.
April 2013San Diego District Office NewsletterBrought to you by the U.S. Small Business Administration
Encore Entrepreneur Mentor Month Event SBA & AARP "Wantrapreneur" Day Escondido - Full House!
Joe Molina, Consultant, MiraCosta College, SBDC, presents "How to Start a Home-based Business," at the SBA/AARP "Wantrapreneur" Day Event, hosed by the City of Escondido, at the Park Avenue Community Center. Additional organizational support provided by SCORE and the North San Diego Small Business Development Center (SBDC). SBA's Encore Resources may be accessed online at http://www.sba.gov/encoreLearn more about starting a business by taking our online training: Encore Entrepreneurs: An Introduction to Starting Your Own BusinessAdditional resources may be found at AARP.org Click here to register for our May 1 event - Chula Vista Library, Civic Center Branch, 365 F Street, Chula Vista, CA, from 10:30 a.m. to 3:00 p.m. PST. Full details are available on our events calendar.
Event Photos
Left to Right - Julie Talley, SBA Lead Economic Development Specialist, San Diego; Mayor Bob Filner, City of San Diego and Maria Hughes, SBA Lender Relations Specialist, San Diego at the San Diego Mayor's Luncheon.
Left to Right - Councilmember Mark Kersey, City of San Diego, District 5 and Ruben Garcia, SBA District Director, San Diego, at a Meet & Greet Meeting to discuss local economic development.
Left to Right - Ruben Garcia, SBA District Director, San Diego and Mayor Bob Filner, City of San Diego, at the City of San Diego's Small Businesss Advisory Board Meeting.
Brawley Small Business Day & Lender Fair
Carlos Figari, Director, Imperial Valley Small Business Development Center (IV-SBDC), shared IV-SBDC success stories with the participants of Brawley's Small Business Day & Lender Fair.> Read more
Katie Figrai, CEO, Brawley Chamber of Commerce shares Chamber benefits with the participants of Brawley's Small Business Day & Lender Fair.
Native American 8a Certification WorkshopMay 16, 2013 - 1:00 p.m. - 4:00 p.m.Location: SBA San Diego District Office
550 West C Street, Suite 550, San Diego, CA 92101
(near Santa Fe Train Station, between Columbia & India St.)
Parking is not provided. You may park in nearby paid lots.
Street parking is metered 2 hour max. and vehicle must be moved.What You Will Learn •Benefits of 8(a) Certification •Explanation of the Certification Process •How to use 8(a) certification to get government contracts •Opportunities to be mentored by a large firm •Utilizing HUBZone Certifications •Special Opportunities for Veterans, Disabled Veterans, Woman-owned and Native American-owned firms.
There is no cost to attend this training. Register with Venessa Gleich, Program Manager American Indian Chamber Education Fund PTAC 3200 N Dobson Rd, Bldg. C, Suite 113 | Chandler, AZ 85224 P: 213-448-2333 | F: 480-491-5719 Venessa.gleich@aicccal.org | http://www.aicccal.org/ Or Jill Andrews, Economic Development, SBA San Diego District Office P: 619-727-4868 Email : jill.andrews@sba.gov
SBA District Director to Present Opening Remarks at MEXPORT 2013, on May 16, 2013For more event information visit MEXPORT.org.
SBA/SBDC Small Business Awards Luncheon & Conference - Growing Small Businesses
Bigger - Better - BolderJune 12, 2013Conference - 8:00 a.m. - 11:30 a.m. - Free - Watch for registration link at: http://www.sandiegosmallbiz.com Awards Luncheon - 11:30 a.m. - 1:30 p.m. - $50.00 per seat - Register Now for the Awards Luncheon.Join us at the 2013 SBA/SBDC Small Business Awards Luncheon to honor and acknowledge small businesses that have persevered and excelled in challenging economic times, and recognize the contributions of small business lenders and advocates.Pre - Luncheon Conference will offer free workshops on small business financing (for micro, small & big loans) and credit repair & credit repair resources, as well as a matchmaking event for contractors.Agenda for the day: 8:00 a.m. - 1:30 p.m.8:00 a.m. - Conference Registration Begins8:30 a.m. - Micro Loan Workshop and Matchmaking Event Begin9:30 a.m. - Small Loan and Credit Repair Workshops Begin10:15 a.m. - Credit Repair Resouces Workshop Begins10:30 a.m. - Big Loan Workshop Begins11:00 a.m. - Awards Luncheon Registration Begins11:30 a.m. - Awards Luncheon Seating1:30 p.m. - Awards Luncheon EndsYou are welcome to join us for all or part of this event. Conference is free (Conference registration will be available soon, check registration link).
Affordable Care Act Tax ProvisionsEffect of Sequestration on Small Business Health Care Tax Credit
Pursuant to the requirements of the Balanced Budget and Emergency Deficit Control Act of 1985, as amended, certain automatic cuts took place as of March 1, 2013. These required cuts include a reduction to the refundable portion of the Small Business Health Care Tax Credit for certain small tax-exempt employers under Internal Revenue Code section 45R. As a result, the refundable portion of your claim will be reduced by 8.7 percent. The sequestration reduction rate will be applied until the end of the fiscal year (Sept. 30, 2013) or intervening Congressional action, at which time the sequestration rate is subject to change.
Update:
The Health Care Law generally has no new impacts to the Form 1040 series for the 2012 returns that individuals may be currently filing. However, if you received a health insurance premium rebate during 2012, check irs.gov/aca under Medical Loss Ratio to see if you are one of the few people who needs to include it on your 2012 return. If you do not have a tax filing requirement, you do not need to file a 2012 federal tax return to establish future eligibility or qualify for future financial assistance to purchase health care coverage through an exchange. To find out if you have to file a federal tax return for other reasons, use the IRS Interactive Tax Assistant.
If you are seeking information about how to obtain health care coverage or financial assistance to purchase health care coverage for you and your family, visit the Health and Human Services website, HealthCare.gov.
Información en Español: Disposiciones%20del%20Acta%20del%20Cuidado%20de%20Salud%20de%20Bajo%20Precio
> Read more
Start Preparing Now for Next Year's Tax SeasonVisit the IRS's Small Business and Self-Employed Tax Center
Connect with us for news and resources
Event Calendar Links SBA San Diego SCORE SBDC - Southwestern CollegeSBDC - MiraCosta CollegeSBDC - Imperial ValleyPTACSan Diego CITD
Upcoming EventsMay 1, 2013
Encore "Wantrapreneur" Day - Chula Vista
May 16, 2013
Native American 8a Certification Workshop
Register Now!
June 12, 2013
San Diego SBA/SBDC Awards Luncheon and Conference
National SBA News
Recent SBA Lending Activity
San Diego District OfficeAddress:
550 West C Street
Suite 550
San Diego, CA 92101-3500Phone: 619-557-7250
or 619-727-4883Fax: 619-557-5894
Web: www.sba.gov/ca/sandiego
Email: sandiego@sba.govAuthor: Cynthia Harris
619-727-4884San Diego Office DirectoryRuben Garcia, District Director
Phone: 619-727-4880 email: ruben.garcia@sba.gov
Terrill Ashker, District Counsel/Acting Deputy District Director
Phone: 619-727-4881 email: terrill.ashker@sba.gov
Mary Lake, Procurement Center Representative
Phone: 619-727-4868 email: mary.lake@sba.gov
Rosa Rodarte, Lead Business Opportunities Specialist
Phone: 619-727-4877 email: rosa.rodarte@sba.gov
Carlos Liu, Business Opportunities Specialist
Phone: 619-727-4877 email: chung.liu@sba.gov
Kathleen Moran, Program Support Assistant/Receptionist
Phone: 619-727-4883 email: kathleen.moran@sba.gov
Juliane Talley, Lead Lender Relations Specialist
Phone: 619-727-4870 email: juliane.talley@sba.gov
Jill Andrews, Lead Economic Development Specialist/SBDC Project Officer/Native American Outreach Rep.
Phone: 619-727-4885 email: jill.andrews@sba.gov
Cynthia Harris, Economic Development Specialist/Public Information Officer/Women's Rep./International Trade Officer
Phone: 619-727-4884 email: cynthia.harris@sba.gov
Maria Hughes, Lender Relations Specialist/Brand Manager/
Veteran's Rep.
Phone: 619-727-4871 email: maria.hughes@sba.gov
Bonnie Valentine, Administrative Officer/Economic Development Specialist
Phone: 619-727-4878 email: bonnie.valentine@sba.gov
SUBSCRIBER SERVICES:Manage Your Preferences | Unsubscribe | Help STAY CONNECTED:
All SBA programs and services are provided on a nondiscriminatory basis | Reasonable accommodations will be made if requested at least two weeks in advance
This email was sent to harris_curtis@sbcglobal.net by Small Business Administration (SBA) · 409 3rd St, SW · Washington DC 20416 · 1-800-827-5722
Thanks!
Curtis D. Harris, BS, CGREA, REB
Bachelor of Science in Real Estate, CSULA
State Certified General Appraiser
Real Estate Broker
ASTM E-2018 Commercial Real Estate Inspector
HUD 203k Consultant
HUD/FHA Real Estate Appraiser/Reviewer
FannieMae REO ConsultantCTAC LEED Certification
*PIRS/Harris Company and the Science of Real Estate-Partners*630 North Sepulveda Boulevard, Suite 9A, Number 702
El Segundo, CA. 90245
310-337-1973 Office
310-251-3959 CellWebSite: http://www.harriscompanyrec.com Resume: http://www.harriscompanyrec.com/CURRICULUMVITAENAME2011a.pdfCommercial Appraiser Blog: http://harriscompanyrec.com/blog/The LOoP! a Google CSE: http://www.google.com/cse/home?cx=000747579154309164948%3Annakvu69iqy We Make a Simple Pledge to
Communicate, in a timely fashion, each appraisal, analysis, and opinion without bias or partiality
Abstain from behavior that is deleterious to our clients, the appraisal profession, and the public
Hold paramount the confidential nature of the appraiser/consultant - client relationship
and
Comply with the requirements of the Uniform Standards of Professional Appraisal Practice and the
Code of Professional Ethics of the National Society of Real Estate Appraisers
IT'S THE LAW- Statement 7: Prohibition Against Discrimination
State agencies should be aware that Title XI and the Agencies' regulations prohibit federally regulated financial institutions from excluding appraisers from consideration for an assignment by virtue of their membership, or lack of membership, in any appraisal organization. Federally regulated financial institutions should review the qualifications of appraisers to ensure that they are qualified for the assignment for which they are being considered. It is unacceptable to assume that an appraiser is qualified solely due to membership in, or designation from, an appraisal organization, or the lack thereof. The Agencies have determined that financial institutions' appraisal policies should not favor appraisers from one or more organizations or exclude individuals based on their lack of such membership. If a State agency learns that a certified or licensed appraiser allegedly has been a victim of such discrimination, the State agency should inform the Agency which has regulatory authority over the involved financial institution. INCLUDING THE APPRAISAL INSTITUTE-MAICONFIDENTIALITY/PRIVILEGE NOTICE: This transmission and any attachments are intended solely for the addressee. The information contained in this transmission is confidential in nature and protected from further use or disclosure under U.S. Pub. L. 106-102, 113 U.S. Stat. 1338 (1999), and may be subject to consultant/appraiser-client or other legal privilege. Your use or disclosure of this information for any purpose other than that intended by its transmittal is strictly prohibited and may subject you to fines and/or penalties under federal and state law. If you are not the intended recipient of this transmission, please destroy all copies received and confirm destruction to the sender via return transmittal
From: Small Business Administration [mailto:news@updates.sba.gov]
Sent: Monday, April 29, 2013 4:25 PM
To: harris_curtis@sbcglobal.net
Subject: SBA April Newsletter - San Diego District Office
Having trouble viewing this email? View it as a Web page.
April 2013San Diego District Office NewsletterBrought to you by the U.S. Small Business Administration
Encore Entrepreneur Mentor Month Event SBA & AARP "Wantrapreneur" Day Escondido - Full House!
Event Photos
Left to Right - Councilmember Mark Kersey, City of San Diego, District 5 and Ruben Garcia, SBA District Director, San Diego, at a Meet & Greet Meeting to discuss local economic development.
Brawley Small Business Day & Lender Fair
Native American 8a Certification WorkshopMay 16, 2013 - 1:00 p.m. - 4:00 p.m.Location: SBA San Diego District Office
550 West C Street, Suite 550, San Diego, CA 92101
(near Santa Fe Train Station, between Columbia & India St.)
Parking is not provided. You may park in nearby paid lots.
Street parking is metered 2 hour max. and vehicle must be moved.What You Will Learn •Benefits of 8(a) Certification •Explanation of the Certification Process •How to use 8(a) certification to get government contracts •Opportunities to be mentored by a large firm •Utilizing HUBZone Certifications •Special Opportunities for Veterans, Disabled Veterans, Woman-owned and Native American-owned firms.
There is no cost to attend this training. Register with Venessa Gleich, Program Manager American Indian Chamber Education Fund PTAC 3200 N Dobson Rd, Bldg. C, Suite 113 | Chandler, AZ 85224 P: 213-448-2333 | F: 480-491-5719 Venessa.gleich@aicccal.org | http://www.aicccal.org/ Or Jill Andrews, Economic Development, SBA San Diego District Office P: 619-727-4868 Email : jill.andrews@sba.gov
SBA District Director to Present Opening Remarks at MEXPORT 2013, on May 16, 2013For more event information visit MEXPORT.org.
SBA/SBDC Small Business Awards Luncheon & Conference - Growing Small Businesses
Bigger - Better - BolderJune 12, 2013Conference - 8:00 a.m. - 11:30 a.m. - Free - Watch for registration link at: http://www.sandiegosmallbiz.com Awards Luncheon - 11:30 a.m. - 1:30 p.m. - $50.00 per seat - Register Now for the Awards Luncheon.Join us at the 2013 SBA/SBDC Small Business Awards Luncheon to honor and acknowledge small businesses that have persevered and excelled in challenging economic times, and recognize the contributions of small business lenders and advocates.Pre - Luncheon Conference will offer free workshops on small business financing (for micro, small & big loans) and credit repair & credit repair resources, as well as a matchmaking event for contractors.Agenda for the day: 8:00 a.m. - 1:30 p.m.8:00 a.m. - Conference Registration Begins8:30 a.m. - Micro Loan Workshop and Matchmaking Event Begin9:30 a.m. - Small Loan and Credit Repair Workshops Begin10:15 a.m. - Credit Repair Resouces Workshop Begins10:30 a.m. - Big Loan Workshop Begins11:00 a.m. - Awards Luncheon Registration Begins11:30 a.m. - Awards Luncheon Seating1:30 p.m. - Awards Luncheon EndsYou are welcome to join us for all or part of this event. Conference is free (Conference registration will be available soon, check registration link).
Affordable Care Act Tax ProvisionsEffect of Sequestration on Small Business Health Care Tax Credit
Pursuant to the requirements of the Balanced Budget and Emergency Deficit Control Act of 1985, as amended, certain automatic cuts took place as of March 1, 2013. These required cuts include a reduction to the refundable portion of the Small Business Health Care Tax Credit for certain small tax-exempt employers under Internal Revenue Code section 45R. As a result, the refundable portion of your claim will be reduced by 8.7 percent. The sequestration reduction rate will be applied until the end of the fiscal year (Sept. 30, 2013) or intervening Congressional action, at which time the sequestration rate is subject to change.
Update:
The Health Care Law generally has no new impacts to the Form 1040 series for the 2012 returns that individuals may be currently filing. However, if you received a health insurance premium rebate during 2012, check irs.gov/aca under Medical Loss Ratio to see if you are one of the few people who needs to include it on your 2012 return. If you do not have a tax filing requirement, you do not need to file a 2012 federal tax return to establish future eligibility or qualify for future financial assistance to purchase health care coverage through an exchange. To find out if you have to file a federal tax return for other reasons, use the IRS Interactive Tax Assistant.
If you are seeking information about how to obtain health care coverage or financial assistance to purchase health care coverage for you and your family, visit the Health and Human Services website, HealthCare.gov.
Información en Español: Disposiciones%20del%20Acta%20del%20Cuidado%20de%20Salud%20de%20Bajo%20Precio
> Read more
Start Preparing Now for Next Year's Tax SeasonVisit the IRS's Small Business and Self-Employed Tax Center
Connect with us for news and resources
Event Calendar Links SBA San Diego SCORE SBDC - Southwestern CollegeSBDC - MiraCosta CollegeSBDC - Imperial ValleyPTACSan Diego CITD
Upcoming EventsMay 1, 2013
Encore "Wantrapreneur" Day - Chula Vista
May 16, 2013
Native American 8a Certification Workshop
Register Now!
June 12, 2013
San Diego SBA/SBDC Awards Luncheon and Conference
National SBA News
Recent SBA Lending Activity
San Diego District OfficeAddress:
550 West C Street
Suite 550
San Diego, CA 92101-3500Phone: 619-557-7250
or 619-727-4883Fax: 619-557-5894
Web: www.sba.gov/ca/sandiego
Email: sandiego@sba.govAuthor: Cynthia Harris
619-727-4884San Diego Office DirectoryRuben Garcia, District Director
Phone: 619-727-4880 email: ruben.garcia@sba.gov
Terrill Ashker, District Counsel/Acting Deputy District Director
Phone: 619-727-4881 email: terrill.ashker@sba.gov
Mary Lake, Procurement Center Representative
Phone: 619-727-4868 email: mary.lake@sba.gov
Rosa Rodarte, Lead Business Opportunities Specialist
Phone: 619-727-4877 email: rosa.rodarte@sba.gov
Carlos Liu, Business Opportunities Specialist
Phone: 619-727-4877 email: chung.liu@sba.gov
Kathleen Moran, Program Support Assistant/Receptionist
Phone: 619-727-4883 email: kathleen.moran@sba.gov
Juliane Talley, Lead Lender Relations Specialist
Phone: 619-727-4870 email: juliane.talley@sba.gov
Jill Andrews, Lead Economic Development Specialist/SBDC Project Officer/Native American Outreach Rep.
Phone: 619-727-4885 email: jill.andrews@sba.gov
Cynthia Harris, Economic Development Specialist/Public Information Officer/Women's Rep./International Trade Officer
Phone: 619-727-4884 email: cynthia.harris@sba.gov
Maria Hughes, Lender Relations Specialist/Brand Manager/
Veteran's Rep.
Phone: 619-727-4871 email: maria.hughes@sba.gov
Bonnie Valentine, Administrative Officer/Economic Development Specialist
Phone: 619-727-4878 email: bonnie.valentine@sba.gov
SUBSCRIBER SERVICES:Manage Your Preferences | Unsubscribe | Help STAY CONNECTED:
All SBA programs and services are provided on a nondiscriminatory basis | Reasonable accommodations will be made if requested at least two weeks in advance This email was sent to harris_curtis@sbcglobal.net by Small Business Administration (SBA) · 409 3rd St, SW · Washington DC 20416 · 1-800-827-5722
commercial appraiser, commercial appraisal, commercial appraiser la
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