Thanks! Curtis D. Harris, BS, CGREA, REB Associate Degree in Architecture, LACCBachelor of Science in Real Estate, CSULA
State Certified General Appraiser
Real Estate Broker
ASTM E-2018 Commercial Real Estate Inspector
HUD 203k Consultant
HUD/FHA Real Estate Appraiser/Reviewer
FannieMae REO ConsultantCTAC LEED-GREEN Certificate The Harris Company, Forensic Appraisers and Real Estate Consultants *PIRS/Harris Company and the Science of Real Estate-Partners Since 1984*630 North Sepulveda Boulevard, Suite 9A
El Segundo, CA. 90245
310-251-3959 CellWebSite: http://www.harriscompanyrec.com Resume: http://www.harriscompanyrec.com/rESUME2011.pdf Commercial Appraiser Blog: http://commercialappraiser.typepad.com/blog/ IT'S THE LAW-Designation Discrimination is Illegal [FIRREA, Sec. 564.6]: Professional Association Membership: "A State Certified General Appraiser may not be excluded from consideration for an assignment for a federally related transaction by virtue of membership or lack of membership in any particular appraisal organization," including the appraisal institute. http://www.ofi.state.la.us/re-otspart565.pdf CONFIDENTIALITY/PRIVILEGE NOTICE: This transmission and any attachments are intended solely for the addressee. The information contained in this transmission is confidential in nature and protected from further use or disclosure under U.S. Pub. L. 106-102, 113 U.S. Stat. 1338 (1999), and may be subject to consultant/appraiser-client or other legal privilege. Your use or disclosure of this information for any purpose other than that intended by its transmittal is strictly prohibited and may subject you to fines and/or penalties under federal and state law. If you are not the intended recipient of this transmission, please destroy all copies received and confirm destruction to the sender via return transmittal.
From: HousingWire Newsletter [mailto:email@example.com] Sent: Thursday, 16 March, 2017 4:18 AM To: firstname.lastname@example.org Subject: Morning Edition: Here's what really drives many of the CFPB's regulatory actions
Is this email not displaying correctly? View it in your browser.
March 16, 2017
Former CFPB enforcement attorney: "Publicity potential" guided many regulatory actionsDemocrats are racing against the clock to defend the embattled Consumer Financial Protection Bureau, which has a growing pile of government and judicial scenarios at play trying to overhaul it or abolish it altogether. But maybe the only way for CFPB Director to save the bureau is to resign, at least that's what one former CFPB enforcement attorney argues.
Advertisement Is your real estate data provider pushing their luck?
Make the switch to DataTree where delivering superior mortgage and real estate data with five-star customer service is our passion. And it's your lucky day. You can try it for free - no obligation. Learn more.
Housing finance prepares for wave of new interest rate hikesNext rate hike could arrive before end of SummerThe Federal Reserve elected to raise rates for the first time in 2017, and the industry is already gearing up for more rate hikes to come. While some economists project as many as four rate hikes for this year, others are more conservative in their projections.
Attempt two: loanDepot reconsiders filing for IPO?Withdrew first IPO consideration back in 2015A little more than a year after it withdrew its Initial Public Offering, loanDepot is reported to once again be considering the possibility of a stock offering. When loanDepot announced that it canceled its IPO, loanDepot CEO Anthony Hsieh said, "While an IPO continues to be an option, perhaps one day in the future, it's not a necessity." Could now finally be the right time for the company?
How much money should you have in savings before becoming a mortgage broker?Mortgage brokers can make a killing, but it takes some timeWhile the industry is slow to adopt sexier elements, such as tech advancements and digital processing, there is one way to lure great talent — tell them how much money they can make if they work hard. Yet, it takes time before those first paychecks start to roll in. But how long? And how much money should you have in savings before becoming a mortgage broker?
Ellie Mae: Interest rates on closed loans rise to 16-month highRising interest rates drove down refinance originationsThe average interest rate for 30-year, fixed-rate mortgages rose to a 16-month high in February, according to the new data from Ellie Mae. The increase in interest rates depressed the refinance market, as the report showed that the share of purchase mortgages closed rose to 57% in February. That's the largest that figure has been since July 2016.
Fannie Mae economic growth forecast remains conservativeTaking wait and see approach to Trump's fiscal stimulus policiesFannie Mae released this month's Economic and Housing Outlook, which shows little change in economic growth for the year overall. The mortgage giant explains the administration's fiscal policy poses both negative and positive risks for the economy.
What are the benefits of an FHA loan? Here's everything you need to know...Lower credit score requirements make FHA-backed loans an accessible optionFor the inexperienced, the requirements can seem daunting, but here's a rundown of what you need to know before you apply. For the inexperienced, the requirements may seem daunting, but here's a rundown of what you need to know before you apply.
It's official - Fed raises rates for second time in 3 monthsRate hike already priced into marketsThe Federal Reserve just announced its first interest rate hike of 2017 and the second increase in three months. This rate hike did not take markets by surprise, and experts say the increase is already priced into the markets. But what will this mean for 2017's home-buying season?
Santa Ana offering $40,000 in down payment assistance for first-time buyersHouse prices in California city among highest in countryA California city that ranks among the most expensive housing markets in the nation is trying something unique to help its residents afford their first home. The city of Santa Ana is now offering interest-free down payment assistance loans to first-time homebuyers. Here are the details.
Fannie Mae selling another $1.68 billion in NPLs to Goldman Sachs subsidiary, private equity9,400 non-performing loans sold out of Fannie Mae's portfolioIn what is now a common occurrence, Fannie Mae announced Tuesday that it sold a large portfolio of non-performing loans to private equity funds, one of which is a subsidiary of Goldman Sachs. The sale, which was originally announced last month, consisted of 9,400 non-performing loans that carry an unpaid principal balance of $1.68 billion.
First American: Real estate industry prepping for strong Spring homebuying seasonMarket undaunted by rate hike possibilityThe real estate industry is gearing up for one of the hottest spring home buying seasons in recent memory. Even rising interest rates, which are causing a strain on refinance activity, are not enough to discourage first-time homebuyers.
Advertisement Strengthen your real estate agent partnerships and generate leads
With 2017 forecasted to be a predominately purchase market, we understand your real estate agent relationships will be more important than ever. Strengthen these referral partnerships with our Fundamentals of the Mortgage Process training workshop. Learn more.
Forward to a FriendUpdate Your ProfileManage Your SubscriptionsSubscribe to Magazine
Any reprints or other use of these articles in whole or in substantial part, in any medium, requires advance written permission from HousingWire. For reprint information on stories in the HousingWire Daily Update, e-mail email@example.com or call 469-893-1480.Some links may require registration or subscription. HousingWire is not affiliated with the referenced publications.HousingWire: HousingWIre 1320 Greenway Drive. Ste 870 Irving, Texas 75038 USA | Phone: 469-893-1480Copyright 2016 HousingWire. All rights reserved.The HousingWire Daily Update is a daily electronic publication offered for free to qualified industry professionals who have opted in to receive our newsletter. Thanks for being on the cutting edge!