From: Curits Harris [mailto:firstname.lastname@example.org]
Sent: Wednesday, July 10, 2013 5:51 PM
Subject: Beverly A. Bayer, SRA, MAI, AI, Appraisal Institute, THEY STILL SO NOT GET IT.
----------------------- "Beverly A. Bayer, SRA MAI, AI, Appraisal Institute • I believe the process of obtaining the SRA or MAI (and the ASA) today - can and should result in a better appraiser. Too often with the day to day work we all do - there is little time to go into depth of education, that the path to designation requires.
Also the early review of appraisal files by AI reviewers - can catch bad habits we might be unaware of - that could have been encouraged or accepted by our clients.
Just having a designation does not guarantee a good or honest appraiser, and many un-designated appraisers can be both good and honest.
Certainly another benefit of membership is the association with other appraisers - and what we can learn from them. It is better to bounce "how do I deal with this problem on this assignment" with one or several fellow appraisers - than accept what a random person at the AMC suggests you do.” --------------------- Curtis • Beverly, MAI, AI, Appraisal Institute
If you have to ask for someone's assistant, YOU ARE NOT QUALIFIED TO ACCEPT THE ASSIGNMENT!"--------------- "Beverly A. Bayer, SRA MAI, AI, Appraisal Institute • Not sure what your point is Curtis... I think it is very important to know when an assignment is above your skill level and best to not accept it. But, just like teenagers we want to think we know more than we do, and sometimes get into trouble because of our lack of knowledge or experience --- or as the saying goes: we do not know what we do not know.
Sometimes we get into an assignment and find it is more complex than we expected. Either we decline the assignment (possibly several days into the work), plunge ahead doing the best we can, without knowing or attempting to address the complex issues involving the assignment, or seek out qualified assistance.
Under "competency" in USPAP - if the appraiser is not competent ... he / she can take all steps necessary or appropriate to complete the assignment competently" which can be done with an association with an appraiser reasonably believed to have the necessary knowledge and/or experience.
Sometimes in mid assignment, we need to expand our knowledge to complete the appraisal competently. We might go to a text book, consult another appraiser for advise, or discuss with the client as to what they would like us to do. Beverly A. Bayer, SRA” MAI, AI, Appraisal Institute______________ Beverly A. Bayer, SRA, MAI, AI, Appraisal Institute, THEY STILL SO NOT GET IT.Beverly, I cannot believe you are that dense! Uspap specifically states that appraisers should not accept appraisals for which they are not qualified. If you ask one of your AI cronies , who is also most likely unqualified, you are in violation of USPAP. I took the liberty of checking your background and see YOU HAVE A DEGREE IN ART. What the heck are you doing in Real Estate? But, this is typical of MAI, Appraisal Institute Members, they lack a basic understanding of Real Estate and have degrees in unrelated fields. Thanks!
Curtis D. Harris, BS, CGREA, REB
Bachelor of Science in Real Estate, CSULA
State Certified General Appraiser
Real Estate Broker
ASTM E-2018 Commercial Real Estate Inspector
HUD 203k Consultant
HUD/FHA Real Estate Appraiser/Reviewer
FannieMae REO ConsultantCTAC LEED CertificationThe Harris Company, Forensic Appraisers and Real Estate Consultants
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Communicate, in a timely fashion, each appraisal, analysis, and opinion without bias or partiality
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IT'S THE LAW- Statement 7: Prohibition Against Discrimination
State agencies should be aware that Title XI and the Agencies' regulations prohibit federally regulated financial institutions from excluding appraisers from consideration for an assignment by virtue of their membership, or lack of membership, in any appraisal organization. Federally regulated financial institutions should review the qualifications of appraisers to ensure that they are qualified for the assignment for which they are being considered. It is unacceptable to assume that an appraiser is qualified solely due to membership in, or designation from, an appraisal organization, or the lack thereof. The Agencies have determined that financial institutions' appraisal policies should not favor appraisers from one or more organizations or exclude individuals based on their lack of such membership. If a State agency learns that a certified or licensed appraiser allegedly has been a victim of such discrimination, the State agency should inform the Agency which has regulatory authority over the involved financial institution. INCLUDING THE APPRAISAL INSTITUTE-MAICONFIDENTIALITY/PRIVILEGE NOTICE: This transmission and any attachments are intended solely for the addressee. The information contained in this transmission is confidential in nature and protected from further use or disclosure under U.S. Pub. L. 106-102, 113 U.S. Stat. 1338 (1999), and may be subject to consultant/appraiser-client or other legal privilege. Your use or disclosure of this information for any purpose other than that intended by its transmittal is strictly prohibited and may subject you to fines and/or penalties under federal and state law. If you are not the intended recipient of this transmission, please destroy all copies received and confirm destruction to the sender via return transmittal